Georgia receives $1.3 billion in VA Interest Rate Reduction Refinance Loans during Q1

Courtney Stecker, Chief of Staff, National Cemetery Administration
Courtney Stecker, Chief of Staff, National Cemetery Administration
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The VA issued 3,383 Interest Rate Reduction Refinance Loans in Georgia during the first quarter of fiscal year 2026, according to the Veterans Affairs Home Loans Index.

The loans issued in Georgia equaled $1.3 billion.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

The VA’s fiscal year stretches from Oct. 1 to Sept. 30.

Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.



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