Small business optimism is showing signs of improvement nationwide, but many small businesses in Georgia continue to face significant challenges, according to Hunter Loggins, State Director for the National Federation of Independent Business (NFIB).
“Small business owners may be feeling more upbeat, but we still need the General Assembly to provide meaningful tax relief and address regulatory transparency and rising insurance costs. Making progress on these issues would give Main Street businesses more certainty and make it easier for them to grow and create jobs,” Loggins said.
The latest NFIB Small Business Economic Trends (SBET) report indicates that the Small Business Optimism Index increased by 0.5 points in December, reaching 99.5. This figure remains above its 52-year average of 98. The index consists of ten components; during this period, two improved, three declined, and five remained unchanged. The increase was mainly attributed to a higher number of business owners expecting better conditions ahead.
Across the country, uncertainty among small business owners decreased as well. The NFIB Uncertainty Index dropped by seven points from November to reach 84—its lowest level since June 2024.
For more detailed information on these trends, the full report can be accessed here.



