NFIB, Georgia’s small business advocacy organization, has announced its support for House Bill 1110. The proposed legislation would create a tax credit for small businesses that assist employees with health insurance costs through Individual Coverage Health Reimbursement Arrangements (ICHRAs).
The bill, known as the Georgia Small Business Healthcare Affordability Act, targets companies with fewer than 50 workers. If passed, it would provide a tax credit to these employers when they contribute to their employees’ individual health insurance plans.
“Health insurance is one of the biggest challenges facing small businesses,” said Hunter Loggins, NFIB State Director. “Many small employers want to help their workers with health care but simply cannot afford the cost or paperwork that comes with traditional group plans.”
Loggins explained that HB 1110 offers a practical and flexible solution. “This bill encourages small businesses to use ICHRAs, which allow employees to choose the health insurance plan that works best for them, while employers can control costs,” he said. “A restaurant owner in Savannah or a manufacturer in Macon could help cover health insurance expenses without taking on the full burden of a group plan.”
According to the proposal, eligible employers who contribute at least $200 per month toward an employee’s individual coverage would qualify for the tax credit. This measure aims to help smaller companies compete for talent and reinvest in their operations.
“This is a commonsense way to expand access to health coverage while strengthening Georgia’s small business economy,” Loggins said. “HB 1110 supports employers who are trying to do the right thing for their employees, and it deserves serious consideration by lawmakers.”
Rep. Scott Hilton introduced HB 1110 and commented: “At the end of the day, this bill is about giving small businesses a practical way to help their employees get health coverage without forcing them into a one-size-fits-all plan. The Small Business Healthcare Affordability Act simply gives more Georgia employers an affordable avenue to offer real health benefits and take care of their people.”
